Welcome to 401k Easy Online, the Cost-Effective, Option-Rich 401k With All-Inclusive Flexibility That Suits Small Businesses to Large

Affordability, great investment flexibility and ease of use. That's why people choose 401k Easy Online.

Hello, and welcome to our new Beta site.

401k Easy Online is a secure, Internet-based 401k plan setup, administration and participation center designed from the ground up to meet the budgetary + benefits needs of small and medium-sized companies, not just large companies. This is no big-plan schema downgraded for smaller-plan use.

401k Easy Online bypasses the middlemen — and associated costs + delays — of typical 401k plan administration and participation.

What's left is direct access: You upload your data DIRECTLY to a 401k administration portal that we customize to your exact retirement plan, then enjoy instantaneous processing. You interact DIRECTLY with the investment company(ies) you select for your plan (mutual funds (including no-load institutional mutual funds), self-directed brokerage accounts and more are available). Your employees log DIRECTLY into a plan-specific participation Gateway through which they can access information about your company plan and participate in it.

Don't worry: All this direct access does NOT equate to hours of labor on your part. Our state of the art 401k plan administration and participation system can accommodate anything from the 1-person 401k plan to the gargantuan, yet it is extremely easy to use. Most small businesses, for instance, can handle their 401k plan administration in less than 15 minutes a month.

See below for detailed information about 401k Easy Online, including the unprecedented investment flexibility allowed (that's one of our clients' favorite features).


401k Easy Online clients save, on average, 60% to 80% a year by using 401k Easy Online rather than hiring an outside party to run their 401k plan. According to a recent study, fees are the #1 reason retirment plan sponsors switch providers. Not only are our retirement plans highly affordable, they include the widest possible investment flexibility as well as the freedom for employers to include or exclude 401k loans, employer contributions (matching, profit sharing and/or qualified non-elective) and more at no extra cost. No asset-based fees. No middleman fees. Simply an option-rich, flexible 401k plan that people call a true employment benefit. Click the below "View Pricing Pages" for price comparison information.


In addition to our online self-service 401k (401k Easy Online), we offer an online full-service product (The 401k Solution) as well as an offline, value-priced product (401(k) Easy for the PC). 401(k) Easy for the PC is our most economical product. It can be ideal for very small companies that operate out of a single location. The product includes desktop software and support materials that we customize to your plan before shipping. Like 401k Easy Online, the desktop product allows you to process your 401k data and otherwise run your company retirement plan in-house (self-service plan administration). Unlike 401k Easy Online, the desktop product uses traditional paper-based plan participation (401k Easy Online uses self-service, free on-demand plan participation). The 401k Solution, on the other hand, offers all the self-service plan participation inherent in 401k Easy Online but without the need for you to handle any of the plan administration. Rather, a higher annual fee than for 401k Easy Online pays for our staff to process all your 401k data for you. Click the below "Choose Among 3 Products" for more information.


401k Easy Online's flexible design options make for immensely popular 401k plans, because our clients can pick and choose the options — they’re all free — that will most appeal to their workforce. Offer any of a tremendous variety of mutual funds (including no-load institutional mutual funds) and/or brokerage accounts as your plan's 401k investments. Include or exclude 401k loans, employer contributions and more. Run your plan via the safe-harbor method, if you like. Free help is available with understanding your options and typical effects various options have on a plan of your size. Click the below "View Pricing Pages" for price comparison information.


Participant can choose to each have a self-directed brokerage account through Charles Schwab, Ameritrade, eTrade, Fidelity Investments or other firm if your company chooses to offer brokerage accounts as a 401k investment option. With brokerage accounts, the employee directs the investment of contributions made to his or her 401k account among the brokerage's population of no transaction fee mutual funds or commissionable stocks and bonds. The employee is responsible for any annual account fees plus all stock or bond transaction fees. All fees are deducted from the participant's 401k account by the brokerage selected for the plan. Free help is available with choosing your 401k plan investments.


Investments, investments, investments. No 401k plan offers greater investment flexibility than 401k Easy Online. From brand name (any name, actually) mutual funds (including no-load institutional mutual funds) to self-directed brokerage accounts and more, you name the investments you want for your company retirement plan. Free help is available with choosing your 401k plan investments. Click "view investment pages" below for more information.


An investment of 15 minutes a month, on average, when using 401k Easy Online can save your company thousands of dollars a year in 401k administration fees. Our all-inclusive pricing is based on plan size and starts at just $695 per year. No asset-based fees. No middleman fees. Simply an option-rich, flexible 401k plan that people call a true employment benefit.


Try out our online self-service plan administration and participation before spending a dime. Our free online demos let you experiment with a sample Plan Sponsor Gateway and Plan Participant Gateway, each customized to service a fictitious 401k plan. Visit our Plan Administration/Participation Features + Demo page for more information; contact us if you would like a guided tour.


We can convert your current 401k, 403b or other defined benefit retirement plan for use with 401k Easy Online, or we can set up a completely new plan if your company does not already sponsor a retirement plan. You select the design options — they're all free — you want for your plan. Include or exclude 401k loans, employer contributions and more. Free help is available with understanding your options and typical effects on a plan of your size. Go to our 401k Plan Design + Order page >